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Personal Tax Filing · Canada

Personal Tax Filing Canada —
Accurate T1 Returns from $149

Remote personal tax filing for Canadians from coast to coast (excluding Quebec). We handle your T1 from start to finish — every slip, deduction, and CRA deadline covered.

Personal taxes from $149 Students & seniors from $99 E-filed directly with CRA 10+ years experience
What's Included

Everything your T1 return needs

One flat rate covers your entire return — no surprise add-ons for extra slips or forms.

T1 Personal Return

Complete preparation and e-filing of your T1 general return, including all required schedules and provincial forms.

All Slips & Income Sources

T4 employment, T4A pension, T5 investment, T3 trust, rental income, and any other income you receive.

Deductions & Credits

RRSP contributions, union dues, home office expenses, moving expenses, childcare, medical, and charitable donations.

RRSP / TFSA Optimization

We review your RRSP room and recommend the optimal contribution strategy to reduce your current-year tax payable.

CRA Correspondence

We handle any CRA letters, review requests, or adjustments that arise from your filed return.

E-Filing & Confirmation

Your return is filed electronically with CRA. You receive your Notice of Assessment confirmation once processed.

Who We Help

Affordable accountant for every Canadian

Whether you're filing your first return or have a complex situation, we've got you covered.

Employees

T4 income, home office claims (T2200), union dues, and employer-provided benefits — filed accurately and on time.

Freelancers & Self-Employed

Business income, allowable expenses, GST/HST implications, and home-office deductions handled properly.

Students

T2202 tuition credits, OSAP bursaries, education deductions — flat rate of $99 for qualifying students.

Seniors

CPP, OAS, pension splitting, age amount credit, and RRSP-to-RRIF conversion strategies — $99 flat rate.

Investors

Dividend income, capital gains and losses, rental property income, foreign assets (T1135), and TFSA over-contributions.

New Immigrants

First Canadian return, treaty benefits, part-year residency calculations, and foreign income reporting.

Transparent Pricing

Simple, honest rates

No hidden fees. You know the price before we start.

Personal Taxes

$149 starting from

For individuals needing accurate, stress-free tax filing.

  • T1 personal return
  • All slips & deductions
  • RRSP/TFSA optimization
  • CRA correspondence
  • E-filing included

Self-Employed / Complex

Custom quote

For freelancers, rental income, capital gains, and multi-source returns.

  • Business income (T2125)
  • Rental income (T776)
  • Capital gains & losses
  • Foreign income reporting
  • GST/HST implications
Common Questions

Personal tax filing FAQ

Answers to the most common questions about filing your T1 in Canada.

When is the personal tax filing deadline in Canada?
For most Canadians, the personal tax filing deadline is April 30th. If you or your spouse are self-employed, you have until June 15th to file — however, any balance owing is still due by April 30th to avoid interest charges. Filing early also means getting your refund faster.
What documents do I need to file my T1 personal tax return?
You'll typically need: T4 slips (employment income), T5 (investment income), T3 (trust income), RRSP contribution receipts, charitable donation receipts, medical expense receipts, and any other income slips. We send you a simple document checklist after you reach out so nothing gets missed.
How much does personal tax filing cost in Canada?
SWS Accounting offers personal tax filing starting from $149. Students and seniors qualify for a discounted flat rate of $99. Self-employed and complex returns with rental income, capital gains, or foreign assets are quoted individually based on complexity.
Can I file my Canadian taxes online if I live anywhere in Canada?
Yes. SWS Accounting is a fully remote accounting firm serving clients across Canada (excluding Quebec). You share documents securely through our client portal, we prepare your return, and file directly with CRA electronically. No in-person meeting required.
How long does it take to get a tax refund from CRA?
When filed electronically (NETFILE), CRA typically processes refunds within 2 weeks. Filing early in the season (February–March) generally results in faster processing. If you're signed up for direct deposit with CRA, your refund arrives even sooner.
Related Services

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Get Started

Ready to file your taxes?

Reach out today — we'll send you a document checklist and have your return filed before the deadline.

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